Effective Date: January 15, 2025
Last Updated: January 15, 2025
Welcome to My Calculator Online
These Terms of Service govern your use of mycalculatoronline.com (“the Service”) operated by My Calculator Online LLC (“we,” “us,” or “our”). By accessing or using our calculators, you agree to be bound by these Terms.
🧮 Calculator Usage
What Our Calculators Do
- Financial Calculators: Mortgage, loan, tax, and investment calculations for educational purposes
- Health Calculators: BMI, calorie, and fitness tools for general guidance only
- Unit Converters: Length, weight, temperature, and currency conversions
- Math Tools: Scientific calculations, percentage tools, and basic mathematics
Important Disclaimers
- Educational Purpose Only: Our calculators provide estimates and educational information, not professional advice
- No Financial Advice: Mortgage and loan calculations are for planning purposes – consult qualified professionals for actual financial decisions
- No Medical Advice: Health calculators offer general guidance only – always consult healthcare providers for medical decisions
- Accuracy: While we strive for accuracy, calculations may contain errors – verify important calculations independently
✅ Acceptable Use
You May:
- Use our calculators for personal, educational, or business planning
- Share calculation results with others
- Access our tools from any device or browser
- Contact us with questions or feedback
You May Not:
- Attempt to hack, disrupt, or damage our website
- Use automated tools to overload our servers
- Copy our calculator code without permission
- Share false or misleading information about our services
- Use our tools for illegal activities
🚫 Prohibited Activities
- Spamming: Sending unsolicited messages through our contact forms
- Malicious Use: Attempting to inject malware or viruses
- Fraud: Using fake information or impersonating others
- Copyright Violation: Copying our content without authorization
- Harassment: Abusive behavior toward our team or other users
📊 Your Data and Calculations
What We Don’t Store
- Calculation Inputs: Your mortgage amounts, personal measurements, tax information
- Financial Data: Bank account numbers, social security numbers, or sensitive financial details
- Health Information: Personal medical data entered into health calculators
What We May Store
- Contact Information: If you reach out to us via contact forms
- Usage Analytics: Anonymous data about which calculators are popular
- Technical Data: IP addresses and browser info for security purposes
See our Privacy Policy for complete details.
💰 Service Availability
Free Service
- All My Calculator Online calculators are currently free to use
- We may introduce premium features in the future
- Basic calculator functionality will remain free
Service Interruptions
- We aim for 99.9% uptime but cannot guarantee continuous availability
- Maintenance windows may temporarily interrupt service
- We’ll provide advance notice of planned downtime when possible
🛡️ Disclaimers and Limitations
Calculation Accuracy
IMPORTANT: While we test our calculators thoroughly, we cannot guarantee 100% accuracy. Always:
- Verify important calculations with qualified professionals
- Use multiple sources for critical financial or health decisions
- Understand that calculators provide estimates, not definitive answers
No Professional Relationship
Using our calculators does not create any professional relationship between you and My Calculator Online. We are not your:
- Financial advisor or accountant
- Doctor or healthcare provider
- Legal counsel or tax preparer
- Investment advisor
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- My Calculator Online is not liable for decisions made based on calculator results
- We are not responsible for financial losses from calculation errors
- Our total liability is limited to $100 or the amount you paid us (if any)
- We disclaim all warranties, express or implied
🔒 Intellectual Property
Our Content
- Calculator algorithms, website design, and content are owned by My Calculator Online LLC
- You may not copy, reproduce, or distribute our proprietary calculator code
- Screenshots and calculation results may be shared for personal use
Your Content
- Contact form messages and feedback remain your property
- You grant us permission to use your feedback to improve our services
- We may share anonymized suggestions publicly (without identifying you)
📧 Contact and Support
Getting Help
- Technical Issues: Report calculator bugs or errors immediately
- General Questions: Contact us about features or functionality
- Business Inquiries: Partnership or licensing opportunities
Contact Information:
- Email: mycalculatoronlineofficial@gmail.com
- Business Address: #42, 3rd Floor, Brigade Road, Bangalore, Karnataka 560001, India
- Phone: +91-80-4567-8900
- Response Time: 2-3 business days for general inquiries
🔄 Updates to Terms
How We Handle Changes
- Minor Updates: Typos, clarifications, contact information changes
- Major Changes: New features, significant policy modifications, liability changes
Notification Process
- Updated terms will be posted on this page with a new “Last Updated” date
- For significant changes, we’ll provide 30 days’ advance notice
- Continued use of our calculators indicates acceptance of updated terms
Your Options
- Accept Changes: Continue using My Calculator Online under new terms
- Decline Changes: Stop using our services if you disagree with updates
- Contact Us: Reach out with questions about specific changes
⚖️ Legal Provisions
Governing Law
These Terms are governed by the laws of Karnataka, India, without regard to conflict of law principles.
Dispute Resolution
- Informal Resolution: Contact us first at mycalculatoronlineofficial@gmail.com to resolve any disputes
- Local Jurisdiction: Unresolved disputes will be settled in the courts of Bangalore, Karnataka, India
- Good Faith Resolution: Both parties agree to attempt resolution in good faith before formal proceedings
Severability
If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force.
Entire Agreement
These Terms, along with our Privacy Policy, constitute the entire agreement between you and My Calculator Online.
🚨 Emergency Disclaimer
Medical Emergencies: Our health calculators are not for emergency medical situations. Call 911 or emergency services immediately for urgent health concerns.
Financial Emergencies: Our calculators cannot provide real-time financial advice. Contact qualified financial professionals for urgent financial decisions.
Contact My Calculator Online
Questions about these Terms?
My Calculator Online LLC
#42, 3rd Floor, Brigade Road
Bangalore, Karnataka 560001
India
Email: mycalculatoronlineofficial@gmail.com
Phone: +91-80-4567-8900
Business Hours: Monday-Friday, 10 AM – 6 PM IST
These Terms of Service are designed to be fair and transparent. We want you to understand exactly how My Calculator Online works and what to expect from our free calculator tools. If anything is unclear, please don’t hesitate to contact us.
Last Review: January 15, 2025
Next Scheduled Review: July 15, 2025